Author: Brown Bear Public Adjusting LLC

Meet Richie Brown When property owners suffer a fire, storm, water loss, or other major disaster, they're often faced with one of the most difficult situations of their lives. Navigating the insurance claims process while trying to restore a home, business, or investment property can be overwhelming. That's where I come in. My name is Richie Brown, and I've spent more than 15 years working in the construction, restoration, and insurance industries. Throughout my career, I've responded to major loss events across the Southeast, including hurricanes, tornadoes, hailstorms, fire losses, water damage, and other catastrophic property claims. What sets me apart is my unique combination of hands-on reconstruction experience and insurance claim expertise. Before becoming a Public Adjuster, I owned and operated both roofing and restoration companies, working directly with homeowners, business owners, property managers, and insurance carriers. I've personally assessed damage, developed repair scopes, prepared reconstruction estimates, managed restoration projects, and overseen repairs from start to finish. This real-world construction experience gives me a practical understanding of what it actually takes—and what it actually costs—to properly restore damaged property. Many professionals understand insurance. Others understand construction. My experience allows me to bridge the gap between the two. As a licensed Public Adjuster, I carefully analyze insurance policies, document damages, prepare detailed claim presentations, and advocate for policyholders throughout the claims process. My approach is not based on guesswork or inflated numbers. It is based on the language of the insurance policy, industry-standard estimating practices, building codes, and the true cost of returning a property to its pre-loss condition. Over the years, I have worked on claims ranging from residential roof damage and water losses to large commercial and multifamily property claims involving significant reconstruction costs. Having worked on both the construction and claims sides of the industry, I understand how insurance companies evaluate claims, where damages are commonly overlooked, and how to properly document and support the full scope of a loss. At Brown Bear Public Adjusting, my goal is simple: to ensure policyholders receive every benefit they are entitled to under their insurance policy. When you hire Brown Bear Public Adjusting, you're not just hiring someone to negotiate with the insurance company. You're gaining an advocate with extensive experience in construction, restoration, estimating, and insurance claims—someone who understands both the policy language and the realities of rebuilding after a loss. If you've experienced property damage and have questions about your claim, I invite you to contact me for a free claim review. **Problem Claim? Problem Solved.** Licensed Public Adjuster – GA License #2957232 15+ Years in Construction & Restoration Former Roofing & Restoration Company Owner Large Loss & Commercial Claims Specialist Experienced in Fire, Water, Storm, Hurricane & Hail Claims Serving Georgia, South Carolina & North Carolina